Welcome To
YCT Financial Services
Establishing Good Credit Is Imperative to Getting The Absolute Most Out Of Life!
About Us
Welcome To YCT Financial Services
We guide our clients through every question with understanding, patience, and expertise. Our knowledgeable team is committed to being a trusted voice in the financial & business services industry, always prioritizing the needs of our clients.
We have successfully served hundreds of customers and remain determined to treat each individual with respect and compassion.
We have many years of experience in evaluating credit and guiding consumers to assert their legal rights. We do it every day! We guarantee honesty and dependability, virtues which most people seem to have forgotten. Credit repair firms cannot do anything that you couldn’t do yourself, but we can help you to achieve results in a fraction of the time without making costly errors.
Join us in this new chapter as we uphold the values of care, trust, and community. At YCT Financial Services, we treat you like the neighbor you are.
Our services
YCT Financial Services, We offers a variety of financial & business services to help you protect what matters most.
Personal Credit
Business Credit
Business Consultation
Business Funding
Our Happy Clients
Our Testimonials
Our Blogs
Recent articles and stories about credit
Frequently Asked Questions
Credit repair is the process of identifying and disputing inaccurate, incomplete, or outdated information on your credit report. The goal is to improve your credit score by ensuring that your credit report accurately reflects your financial history.
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately.
The length of time varies depending on the complexity of your credit issues. On average, it can take 3-6 months to see significant improvements, but some clients may notice changes in as little as 30 days.
Yes, if we are unable to remove any inaccurate, unverifiable, or outdated information from your credit report within a certain time frame, we offer a money-back guarantee. Please contact us for more details on our refund policy.
No. Only inaccurate, unfair, or unverifiable items can be removed. If an item on your credit report is accurate and verifiable, it cannot be removed, but we can help you manage its impact on your overall credit score.
